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Weight loss surgery cover

Weight loss surgery, also called bariatric or metabolic surgery, can be available to you as part of a private medical insurance plan. Find out more below.
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Weight loss surgery, also called bariatric or metabolic surgery, can be available to you as part of a private medical insurance plan. Find out more below.
Get a Quote

What are the benefits of
private health insurance?

1

Make your stay
more comfortable

You're choosing from the leading hospitals, access to the best private consultants, all while being in your own private hospital room.

2

Cut the waiting time

Get quicker access to consultants, tests and treatment. Appointments can be booked around your work and personal lifestyle.

3

You could be covered
from as little as £44pm
Source
Premium based on a 35 year old and premiums vary depending on cover choices and personal circumstances.
Source
Premium based on a 35 year old and premiums vary depending on cover choices and personal circumstances.

For little more than the cost of a typical gym membership, you could be enjoying the peace of mind that comes from having private medical insurance.

How does private health
insurance work?

Private health insurance provides cover for private medical care. It can often remove long waiting times for those needing treatment, providing peace of mind without putting your life on hold.

Typically you will pay a monthly or yearly premium with your chosen insurer and this fee will be based on a variety of different information about you such as age, location, how comprehensive your chosen plan is, your lifestyle and your medical history. Generally speaking, the more cover you add to your policy, the more expensive it will become.
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Will private health insurance cover weight loss surgery?

For as little as £44 a month, depending on your age, postcode, and cover requirements, one of the insurers we work with can provide you with a 75% contribution towards the treatment package for ‘Gastric Band’, ‘Gastric Bypass’ or ‘Gastric Sleeve’ surgery within the UK, alongside a 24-month aftercare package.

To find out more call us on 0800 313 4944 or complete the quote request form on the website.

What weight loss surgery could be covered?

The treatment package provided will include your initial consultation, all necessary tests, hospital fees, surgeon & anesthetist, and clinically necessary follow-ups. The procedure is likely to take place in a private hospital in London.

You would be required to pay 25% of the treatment package costs, the insurer would pay the remainder.

During your initial consultation, your surgeon will discuss your personal circumstances and will provide you with details of what you can expect from the surgery, and will recommend the best procedure for you based on your lifestyle and previous medical history.

The procedures that could be offered are:

  • Gastric Band Surgery
  • Gastric Bypass Surgery
  • Mini Gastric Bypass Surgery
  • Gastric Sleeve Surgery
family walking with baby with private health insurance

How can health insurance help me with weight loss surgery?

Your cover for weight loss surgery will always run alongside a private medical insurance plan, which could cost as little as £44 a month, also offering cover for in & day patient treatment for new eligible medical conditions, cancer cover, and the options to add additional outpatient consultations and tests, mental health cover and therapies cover too. We will discuss your requirements in full and recommend the best plan for you based on your circumstances.

The 75% contribution for weight loss surgery is available on your plan if you meet the following criteria:

  • Over the age of 18
  • Have a BMI greater than or equal to 35 kg/m2 and have been diagnosed with at least one or more of the following conditions:
    • Coronary artery disease
    • Type 2 diabetes mellitus
    • Obstructive sleep apnoea (OSA)
    • Obesity hypoventilation syndrome (OHS)
    • Pickwickian syndrome
    • Non-alcoholic fatty liver disease (NAFLD) or Non-alcoholic steatohepatitis (NASH)
    • Hypertension
    • Dyslipidemia
    • Venous stasis disease
  • Have your medical insurance policy in place for at least 36 months
  • Have no uncontrolled, severe psychiatric illness
  • Not receiving treatment for drug or alcohol addiction
  • You will also need to provide evidence that you have made a concerted attempt to lose weight, through non-surgical means, during the three years prior to your initial weight loss consultation
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Get more from
health insurance

On average people save 20%
on their health insurance when
they switch with us
Source
Based on an average across 701 private medical insurance policies sold between 1st July 2023 and 31st December 2023
Source
Based on an average across 701 private medical insurance policies sold between 1st July 2023 and 31st December 2023

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