What are the benefits of family health insurance?
One main benefit to family health insurance is access to a digital private GP for all insured family members, meaning you can talk to a qualified GP for you and your children’s needs from the comfort and convenience of your own home. These GPs can even provide you with a private prescription or provide you with a referral to a specialist, meaning that you can skip the queue and waiting times at your own local NHS GP surgery.
All our insurers offer full coverage for eligible inpatient and day patient cover, so if your family requires a procedure that requires you to stay in hospital the eligible costs will be covered in full. We can also look at adding additional outpatient cover, meaning that you will also be able to claim for consultations with a specialist, outpatient diagnostic such as MRI, CT & PET scans, blood tests, x-rays, and outpatient physiotherapy (depending on the insurer).
There are also options to add mental health cover for talking therapies and psychiatric care, annual travel cover for when you go on holiday abroad or further manipulative therapies such as chiropractic care or acupuncture.
Different hospital options are available, meaning you could have access to your local private hospitals, or you can opt to upgrade your policy to include access to central London hospitals like Harley Street or Portland Hospital for Women & Children. Some insurers will include all central London hospitals for children under 18 regardless of what hospital option is chosen for the family plan.
