Life & Protection

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Life & protection insurance

Protect what matters most. Whether you're securing your family's future or covering mortgage commitments, we help you find the right cover - at the best price.

Life insurance provides financial peace of mind by supporting your loved ones if you're no longer around or if serious illness stops you from working. Speak to one of our advisors to get your personalised quote.
Protect what matters most. Whether you're securing your family's future or covering mortgage commitments, we help you find the right cover - at the best price.

Life insurance provides financial peace of mind by supporting your loved ones if you're no longer around or if serious illness stops you from working. Speak to one of our advisors to get your personalised quote.

Raise your cover today to protect what matters most

Did you know that only about 35% of UK adults currently have life insurance, even though 60% say it would benefit their family if the worst happened?

That means nearly two-thirds of people are leaving their loved ones exposed – don’t let that be you.

Source
Financial Lives, FCA 2024
Source
Financial Lives, FCA 2024

1

Term Life Insurance


Affordable cover for a fixed period

• Pays a lump sum if you pass away during the policy term
• Ideal for covering mortgage or raising children
• Choose level or decreasing cover
• From as little as £9/month*

2

Whole of Life Insurance


Guaranteed payout, no matter when you pass away

• Covers you for your entire life
• Fixed premiums and guaranteed payout
• Often used for funeral costs, inheritance planning or leaving a legacy

3

Critical Illness Cover


A tax-free lump sum if you’re diagnosed with a serious illness

• Covers conditions like cancer, heart attack, stroke and more
• Helps with medical costs, loss of income, or lifestyle changes
• Can be standalone or added to life cover

4

Income Protection


Monthly payments if illness or injury stops you working

• Replaces up to 70% of your income
• Covers short or long-term absence depending on your policy
• Crucial for self-employed and those without full sick pay

Benefits of life cover

1

Financial security for your loved ones

Life insurance provides a tax-free lump sum or regular income to your family if you pass away.

This helps cover everyday expenses, mortgage payments, or childcare costs, ensuring they maintain their standard of living.

2

Peace of mind for the future

Knowing that your family is financially protected offers reassurance.

Whether it’s covering debts or planning for your children’s education, life insurance gives you confidence that their future is secure.

3

Affordable, flexible protection

Policies can start from just £9 a month* and can be tailored to your budget and needs, whether you want short-term mortgage cover or lifelong protection.

Source
Premium based on a 30 year old non-smoker and premiums vary depending on cover choices and personal circumstances.
Source
Premium based on a 30 year old non-smoker and premiums vary depending on cover choices and personal circumstances.

How does life insurance work?

Life insurance is a simple way to protect your family’s financial future. You pay a monthly premium to your chosen insurer, and in return, they agree to pay out a lump sum or regular income if you pass away during the policy term (or at any time, with whole of life cover).

This payout can help your loved ones cover living costs, repay a mortgage, or manage other financial commitments – providing peace of mind that they’ll be looked after when they need it most.

Access to the UK's top life insurance providers

We work with a panel of leading UK insurers, including Aviva, Vitality, LV= and The Exeter.

This lets us compare the market to find the right cover at the best price with unbiased advice, tailored to you.

Let us help you

We understand how important it is for you to feel sure that you have the correct coverage for you when purchasing life insurance.

Our expert life insurance brokers compare life insurance policies from the UK's leading group insurance firms to ensure that we develop a policy tailored to your specific needs.

Give us a call, and we will do the rest.
Quotation

Every year, our premiums were going up. Better Health Insurance Advice helped us to get the same cover for less.

Barbara
Quotation

I had a very polite and caring advisor. Felt very confident that if a problem arose it would be dealt with.

Howard

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*Premium based on a 30 year old non-smoker and premiums vary depending on cover choices and personal circumstances.

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